How much Does Shopify Charge Per Transaction (2026 Fee Guide)

Many new ecommerce store owners focus only on Shopify’s monthly subscription fee. However, transaction fees, payment processing costs, apps, and international charges can significantly affect profitability.

Understanding how much Shopify charges per transaction helps merchants choose the right ecommerce plan, improve profit margins, and reduce unnecessary business expenses.

If you are still comparing ecommerce platforms, check out our Shopify vs WooCommerce guide and our detailed Shopify pricing breakdown.

In This Guide

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What Is Shopify’s Transaction Fee?

Shopify transaction fees are charges applied when merchants sell products through their Shopify store.

These ecommerce fees usually include payment processing charges and additional Shopify transaction fees if merchants use third party payment gateways.

If you use Shopify Payments, Shopify removes the extra transaction fee and only charges the payment processing rate.

If you use external providers like PayPal, Stripe, or Authorize.net, Shopify adds an extra percentage fee on top of the payment processor’s charge.

How Much Does Shopify Charge Per Transaction on Each Plan?

These Shopify transaction fees apply mainly to online credit card payments in supported countries.

Rates may vary depending on customer location, card type, and payment provider.

How Much Does Shopify Take From Each Sale?

The amount Shopify takes from each sale depends on your Shopify subscription plan and payment gateway.

Example: $25 Sale on Basic Shopify

• 2.9% of $25 = $0.73
• Fixed fee = $0.30
• Total Shopify fee = $1.03
• You receive = $23.97

Example: $100 Sale on Basic Shopify

• 2.9% of $100 = $2.90
• Fixed fee = $0.30
• Total Shopify fee = $3.20
• You receive = $96.80

Example: $500 Sale on Advanced Shopify

• 2.5% of $500 = $12.50
• Fixed fee = $0.30
• Total Shopify fee = $12.80
• You receive = $487.20

How Much Does Shopify Charge Per Transaction With Shopify Payments?

Using Shopify Payments

Shopify Payments is Shopify’s built in payment processor.

Merchants using Shopify Payments avoid extra Shopify transaction fees and only pay standard card processing charges.

For most businesses, Shopify Payments is the cheapest and easiest payment solution.

Using PayPal

PayPal charges separate payment processing fees.

If Shopify Payments is not enabled, Shopify may also apply additional transaction fees on top of PayPal charges.

Using Stripe or Other Gateways

In countries where Shopify Payments is unavailable, merchants often use Stripe, Authorize.net, or 2Checkout.

These payment providers may trigger additional Shopify transaction fees.

Hidden Shopify Costs Most Beginners Miss

Shopify transaction fees are only part of total ecommerce operating costs.

Monthly Shopify Subscription

Every Shopify store requires a monthly subscription plan.

Premium Shopify Apps

Many ecommerce businesses rely on paid Shopify apps for SEO, reviews, subscriptions, email marketing, and upsells.

Paid Shopify Themes

Premium Shopify themes often improve conversions and user experience but increase startup costs.

Currency Conversion Fees

International stores may pay additional currency conversion charges when accepting global payments.

Chargeback Fees

Customer disputes and chargebacks can create additional ecommerce expenses.

How to Reduce Shopify Transaction Fees

Use Shopify Payments

Using Shopify Payments removes additional Shopify transaction fees.

Increase Average Order Value

Larger order values help reduce the impact of fixed transaction fees.

Upgrade Shopify Plans Strategically

Higher Shopify plans reduce payment processing percentages.

As ecommerce revenue increases, upgrading can improve overall profitability.

Reduce Refunds and Chargebacks

Clear shipping policies and strong customer support help reduce disputes.

When Should You Upgrade Your Shopify Plan?

Many ecommerce merchants remain on Basic Shopify too long and lose money through higher transaction fees.

If monthly revenue increases consistently, upgrading may reduce payment processing costs enough to offset the higher subscription fee.

Advanced Shopify often becomes cost effective for high volume ecommerce stores processing large monthly sales.

How Much Does Shopify Charge Per Transaction Compared to WooCommerce?

You can also review the official Shopify pricing page and Shopify Payments documentation.

Is Shopify Worth the Cost?

For most ecommerce businesses, Shopify remains one of the best all in one ecommerce platforms available.

Its reliability, security, payment integrations, mobile optimization, and app ecosystem make it a strong choice for growing online stores.

Although Shopify transaction fees may seem expensive initially, the platform simplifies ecommerce management and can improve long term business growth.

Key Takeaways

• Shopify transaction fees depend on your plan and payment provider
• Shopify Payments removes additional Shopify transaction fees
• Third party payment gateways increase ecommerce selling costs
• Higher Shopify plans reduce payment processing rates
• International ecommerce sales may include currency conversion fees
• Apps, themes, and subscriptions also affect total ecommerce expenses
• Upgrading Shopify plans strategically can lower long term transaction costs

People Also Ask

Does Shopify charge a fee on every sale?

Yes. Shopify charges payment processing fees on every ecommerce transaction.

How much does Shopify take from a $100 sale?

On Basic Shopify using Shopify Payments, Shopify typically charges around $3.20 for a $100 online sale.

Can you avoid Shopify transaction fees?

You can avoid extra Shopify transaction fees by using Shopify Payments.

Does Shopify charge extra for PayPal?

PayPal charges separate processing fees, and Shopify may apply additional transaction fees if Shopify Payments is inactive.

What is the cheapest payment method on Shopify?

For most merchants, Shopify Payments is the cheapest payment processing option.

Does Shopify charge international transaction fees?

Yes. International orders may include currency conversion fees and international card processing charges.

Is Shopify cheaper than WooCommerce?

Shopify is easier to manage, while WooCommerce may offer lower recurring costs for experienced WordPress users.