How to Add Stripe to Shopify: Step-by-Step Guide 2026

In This Guide

Can You Add Stripe to Shopify?

Yes, but whether you can use Stripe as a standalone payment provider on Shopify depends on your store’s country and current payment configuration.

If Shopify Payments is available in your country, Stripe generally will not appear as a separate payment gateway. Shopify states that Stripe is its banking partner for Shopify Payments in those regions.

Boost Your Conversion Instantly with Nudgify: Turn your website visitors into customers with real-time Social Proof and FOMO Nudges. Get Started Now →

If Shopify Payments is not available for your store, Stripe may be available as a third party payment provider. The exact options shown in your Shopify admin depend on your store location and payment setup.

Before changing your payment settings, check which payment providers are currently available for your country. This can save you from creating a Stripe account only to discover that Shopify does not offer Stripe as a standalone option for your store.

How to add Stripe to Shopify payment integration

Stripe vs. Shopify Payments: What Is the Difference?

Stripe and Shopify Payments are closely related, but they are not the same thing.

Increase Trust & Sales with Social Proof

Boost trust, engagement, and conversions with Social Proof — tailored for any industry and easy to integrate. Seamlessly manage client access with our team portal.

Get Started Now

What Is Stripe?

Stripe is a payment processing platform that businesses can use to accept online payments, manage transactions, handle refunds, and support different payment methods.

Stripe can be connected to Shopify when it is available as a supported third party payment provider for the store.

What Is Shopify Payments?

Shopify Payments is Shopify’s built in payment solution. It lets eligible merchants accept payments without setting up a separate third party credit card provider.

Because Stripe is Shopify Payments’ banking partner in supported regions, merchants in those countries generally use Shopify Payments rather than activating a separate Stripe account through Shopify.

Is Shopify Payments the Same as Stripe?

No. Shopify Payments is Shopify’s payment solution, while Stripe provides banking and payment infrastructure for Shopify Payments in relevant regions.

For merchants, the important distinction is that Stripe may not appear as a separate payment gateway when Shopify Payments is available for their business location.

Which Should You Use?

Situation	Best option
Shopify Payments is available	Shopify Payments
Shopify Payments is unavailable	Check available third party providers
You specifically need Stripe	Check whether Stripe is available for your store
You need additional payment methods	Compare Shopify Payments and available third party providers

Before Adding Stripe to Shopify

There are a few things to check before attempting a Stripe Shopify integration.

1. Check Stripe Availability in Your Country

Shopify does not offer every payment provider in every country. Payment gateway availability depends on your store’s location and the provider’s availability in that region.

Check Shopify’s current payment gateway options for your country before proceeding.

2. Check Your Shopify Store Location

The payment providers displayed in your Shopify admin are influenced by the store address in your settings.

If your store address is incorrect, a payment provider that should be available in your region may not appear in the list.

3. Have a Stripe Account Ready

If Stripe is available as a payment provider for your Shopify store, you will generally need an eligible Stripe account and the required business and banking information.

Stripe may also require you to complete identity or business verification before you can process payments and receive payouts.

4. Make Sure You Are the Store Owner

Shopify requires the store owner to add or change the payment provider.

If you cannot see the option to configure a payment provider, check whether you are logged into the correct Shopify account.

How to Add Stripe to Shopify

If Stripe is available as a payment provider for your store, you can configure it from the Shopify payment settings.

Step 1: Log In to Your Shopify Admin

Step 2: Open Your Payment Settings

From your Shopify admin, go to Settings, then select Payments.

This is where Shopify manages Shopify Payments, third party payment providers, and other available payment methods.

Step 3: Find the Third Party Payment Provider Section

The options you see can vary depending on whether Shopify Payments is already active on your store.

If Shopify Payments is not active, look for the option to view or choose other payment providers. If Shopify Payments is active, you may first need to manage or switch your current payment provider before selecting a third party provider.

Step 4: Select Stripe If It Is Available

Look through the available payment providers and select Stripe if it is listed for your store.

If Stripe does not appear, do not assume that something is wrong with your Stripe account. Its absence can mean that Stripe is not available as a standalone provider for your store’s region or current payment configuration.

Step 5: Connect Your Stripe Account

Follow Shopify’s instructions to connect your Stripe account and provide the required account credentials or authorization details.

Depending on the current Stripe and Shopify integration, you may be directed through a payment app or another connection process rather than an older credential based setup.

Step 6: Activate Stripe

Once your Stripe account has been connected, complete the activation process in Shopify.

Review the payment provider details carefully, then save your settings.

Step 7: Test Your Checkout

Do not assume that the setup is complete simply because Stripe shows as active.

Test the checkout experience and verify that payments, orders, refunds, notifications, and payouts are behaving as expected before sending customers to your store.

What If Stripe Does Not Appear in Shopify?

This is one of the most common problems people encounter when trying to add Stripe to Shopify.

The first thing to check is whether Stripe is actually available for your store.

Stripe Is Not Supported for Your Region

Payment gateway availability varies by country. A payment provider that appears for one Shopify store may not be available for another store in a different region.

Check Shopify’s payment gateway availability information for your business location.

Shopify Payments Is Available

If Shopify Payments is supported in your country, Stripe generally will not be listed as a separate payment gateway because Stripe is Shopify Payments’ banking partner in those regions.

In this situation, Shopify Payments is normally the route to use rather than trying to add standalone Stripe.

Your Shopify Store Address Is Incorrect

Shopify filters payment providers based on your store information, including its address.

Go to your Shopify settings and make sure your business location is accurate. Then check the payment provider list again.

Your Payment Configuration Has Changed

The location of payment provider settings can vary depending on your current Shopify Payments setup.

If you recently activated, deactivated, or changed a payment provider, check the Payments section again to see which options Shopify currently provides.

Your Provider Requires a New Integration

Shopify is updating how third party payment providers connect to the platform. Some merchants may see a notification asking them to update an existing payment provider connection or install a new payment app.

If Shopify displays an update notice for your payment provider, follow the instructions in your Shopify admin rather than relying on an older integration tutorial.

Can You Use Stripe and Shopify Payments Together?

In some configurations, Shopify allows Shopify Payments to operate alongside a direct third party payment provider.

In this setup, the third party provider can remain the primary processor for credit and debit card transactions, while Shopify Payments can handle eligible payment methods that the third party provider does not support.

This can include payment methods such as Shop Pay and certain local payment methods, depending on the store and configuration.

There are important requirements and fee considerations, so merchants should check their Shopify payment settings before changing providers.

How Much Does Stripe Cost on Shopify?

The total cost of using Stripe with Shopify can involve more than Stripe’s own processing fees.

Stripe Processing Fees

Stripe charges payment processing fees based on factors such as your location, payment method, and transaction type.

Because Stripe pricing varies by market, check the pricing that applies to your Stripe account rather than relying on a generic rate from another country.

Shopify Third Party Transaction Fees

Shopify can charge third party transaction fees when you use a third party payment provider. The applicable fee depends on your Shopify plan and circumstances.

This means your actual payment cost can be the combination of the payment provider’s processing fee and Shopify’s applicable third party transaction fee.

Shopify Payments Fees

If Shopify Payments is available for your store, compare its total payment costs with the combined costs of a third party provider before making a decision.

Looking only at Stripe’s processing fee can give you an incomplete picture of your actual Shopify payment costs.

How to Test Stripe Payments on Shopify

After connecting a payment provider, testing the entire customer journey can help you identify problems before customers encounter them.

Place a Test Order

Use Shopify’s available testing options where appropriate and confirm that the checkout process works from payment selection through order creation.

Check the Payment Status

Verify that the payment is recorded correctly and that the order status in Shopify matches the transaction status with your payment provider.

Check Payment Notifications

Make sure the expected payment and order notifications are being generated correctly.

Test a Refund

If your setup allows it, test a refund so you understand how refunds are reflected in Shopify and your payment provider before processing a real customer refund.

Check Your Payouts

Third party payment providers can have their own payout schedules and reporting systems.

Make sure you know where to view your Stripe payouts and how they correspond to the transactions recorded in Shopify.

Common Stripe and Shopify Problems

Stripe Is Not Showing as a Payment Option

Check your store location, Shopify Payments status, and Shopify’s current payment gateway availability for your region.

Stripe Will Not Connect to Shopify

Confirm that your Stripe account is eligible, your account details are correct, and that Shopify is currently offering the Stripe integration for your store.

Stripe Payments Are Being Declined

A declined payment can result from the customer’s card, Stripe account configuration, fraud controls, authentication requirements, or other payment restrictions.

Check the transaction details in Stripe to identify the reason for the decline.

Your Stripe Account Is Not Verified

Stripe may require additional information before your account can process payments or receive payouts.

Complete any verification requests shown in your Stripe dashboard and make sure your business information is accurate.

Customers Cannot Complete Checkout

Test the checkout yourself and check whether the problem affects all payment methods or only Stripe.

If the issue is specific to Stripe, review the transaction and integration details in your Stripe account and Shopify admin.

Shopify Is Asking You to Update Your Payment Provider

Follow the update instructions shown in your Shopify admin. Shopify is transitioning third party providers to newer integrations, and some existing connections may require an update.

Using Stripe With Shopify for International Payments

Stripe can be useful for businesses that need to accept payments from customers in different markets, but international payment support depends on both Stripe and Shopify.

Before launching internationally, check:

Stripe availability in your business location
Supported payment methods
Supported currencies
Currency conversion requirements
Cross border transaction costs
Shopify payment gateway availability
Business verification requirements

Do not assume that because Stripe supports a particular currency or payment method, your Shopify store will automatically be able to offer it.

Should You Use Stripe With Shopify?

There is no single answer for every Shopify merchant. The right choice depends primarily on your country, Shopify Payments eligibility, payment requirements, and total transaction costs.

Use Shopify Payments When:

Shopify Payments is available for your business
You want Shopify’s native payment solution
You want centralized payment management
You do not have a specific need for standalone Stripe

Consider a Third Party Stripe Setup When:

Shopify Payments is not available for your store
Stripe is available as a payment provider in your region
Your business has a specific Stripe requirement
The available Stripe integration supports your payment needs

Key Takeaways

You may not be able to add standalone Stripe to Shopify. Availability depends on your store’s country and payment configuration.
If Shopify Payments is available in your country, Stripe generally will not appear as a separate payment gateway because Stripe is Shopify Payments’ banking partner.
If Stripe is available for your store, you can manage third party payment providers from Shopify Admin → Settings → Payments.
Check your store location and payment gateway availability before trying to connect Stripe.
Using a third party payment provider can result in additional Shopify transaction fees.
Shopify is updating third party payment integrations, so the exact connection process can vary between stores.
Always test your checkout, payments, refunds, and payouts before relying on the integration for live orders.